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(800) 319-1160
(800) 319-1160

Terms of Use

The use of this website is governed by the terms and conditions set forth below (the "Terms of Use"). Please read them carefully. By using this website you agree to be bound by the Terms of Use. This website is owned and operated by Resqdebt. (“Company”). The Company reserves the right, in its sole discretion, to revise the Terms of Use at any time. Revisions will be posted within and it is your responsibility to check the page regularly to learn about any changes. By using this site following the revision of the Terms of Use, you agree to be bound by such revisions. If you find the Terms of Use to be unacceptable, you must immediately terminate your use of this website.

Every site visitor and member agrees that he/she will not use the Website to:

  1. Violate any local, state, national, or international laws;
  2. Post material that infringes the intellectual property rights, including without limitation, trademark, copyright, patent, and trade secret rights, of others;
  3. Post material that infringes the privacy or publicity rights of others;
  4. Post information that the visitor or member knows to be false or misleading;
  5. Post material that is unlawful, obscene, defamatory, threatening, harassing, abusive, hateful, tortuous, libelous, vulgar, invasive of another's privacy, racially, ethnically or otherwise objectionable or embarrassing to a third party;
  6. Post chain letters, junk mail, pyramid schemes, Spam, or other forms of advertisements or solicitations;
  7. Collect or store personal data about others;
  8. Impersonate another person, whether a third party or a Resqdebt representative; or falsely state or otherwise misrepresent visitor's or member’s affiliation with a person or entity;
  9. Engage in any conduct that limits any other person from using or enjoying the Website;
  10. Engage in any conduct that, in Resqdebt’ opinion, exposes the Company, any of its affiliates, clients, peers, or suppliers to any liability or detriment of any type;
  11. Alter, delete, interfere with, or otherwise damage any Resqdebt site content.

RESQDEBT HAS NO LIABILITY OR RESPONSIBILITY TO USERS OR ANY OTHER PERSON OR ENTITY FOR CONTENT POSTED ON ITS WEB SITE, INCLUDING, BUT NOT LIMITED TO, ANY ERRORS, OMISSIONS OR MISREPRESENTATION IN ANY CONTENT.

License

Except as expressly provided in this Section, nothing contained in this web site shall be construed as conferring any license or right, expressly, by implication, by estoppels or otherwise, under any of the Company’s intellectual property rights. Or under any third party's intellectual property rights and no part of this web site may be reproduced, republished, copied, transmitted, or distributed in any form or without express written permission from Resqdebt.

You are hereby granted a nonexclusive, nontransferable, revocable, limited license to view, reproduce, print, and distribute materials retrieved from this web site provided that (a) such materials are used only for informational, non-commercial and (b) you do not remove or obscure the copyright notice or other notices displayed on such materials. Any rights not expressly granted herein are reserved.

Ancillary Computer Equipment and Services

You are responsible for and must provide all computer, telephone and other equipment and services necessary to access the Site. In addition, you are responsible for any access charges incurred through on-line services, telephone companies, or Internet service providers used in obtaining access to the Site.

Security

We take every precaution to protect our site visitors’ information. When site visitors or members submit sensitive information via the Web site at Resqdebt’s request, such information is protected both online and off-line.

When our registration/request form asks site visitors or members to enter sensitive information, that information is encrypted and is protected with the best encryption software in the industry, secure socket layer (SSL). While on a secure page the lock icon on the bottom of Web browsers such as Netscape Navigator and Microsoft Internet Explorer appears locked.

While we use SSL encryption to protect sensitive information online, we also do everything reasonably in our power to protect site visitor and member information off-line. All of our clients’ information, not just the sensitive information mentioned above, is restricted in our offices. Only employees who need the information to perform a specific task (for example, client service representatives) are granted access to personal information. Finally, the servers on which we store personal information are kept in a secure environment.

If you have any questions about the security at the Web site, you can send an email message to client support.

Confidentiality

Confidential use of this site cannot be guaranteed by Resqdebt (“Company”). The Company discourages you from sending any information that you consider to be confidential or proprietary through this web site and the Company is not responsible for any harm that you or any person may suffer as a result of a breach of confidentiality with respect to your use of this site. Please note that if you do send us any such information or material, the Company will assume it is not confidential, except where noted in Security paragraph. By sending the Company information or material, you grant the Company an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute those materials or information, and you also agree that the Company is free to use any ideas, concepts, know-how or techniques that you send us for any purpose.

No Representations or Warranties

This site may include inaccuracies, outdated information, defects, omissions, and/or other errors. Resqdebt does not make any representations regarding the use of this site's content including its accuracy, reliability, or correctness. The Company reserves the right to modify the information displayed on this web site but it does not make any commitment to update the information displayed on this web site.

TO THE EXTENT PERMITTED BY LAW, THE CONTENT PROVIDED ON THIS SITE INCLUDING BUT NOT LIMITED TO INFORMATION, DATA, TEXT, DOCUMENTS AND GRAPHICS, IS PROVIDED "AS IS". ALL EXPRESS AND/OR IMPLIED REPRESENTATIONS AND WARRANTIES, INCLUDING, BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF ANY RIGHTS (INCLUDING WITHOUT LIMITATION INTELLECTUAL PROPERTY RIGHTS OF ANY KIND) ARE EXPRESSLY EXCLUDED.

This web site provides links to other web sites that are completely independent of this web site. The Company makes no representation or warranty as to the content, ownership, or legality of any such linked web sites. In no event, should any link to another web site be construed as an endorsement by the Company of that web site, or of the products or services described therein. The Company expressly disclaims any liability for third party information or opinions posted on this web site or any linked web sites that arises under criminal or civil laws relating to defamation, intellectual property infringement, privacy, obscenity, or any other area of law.

Users of this web site should not rely upon opinions expressed at this web site when making business, financial, personal or any other decisions.

Disclaimer of Service

Resqdebt (“Company”) provides debt settlement services and offerings related to debt relief. The Company does not provide debt consolidation, credit counseling, credit repair, money management, budget assistance, legal, or bankruptcy services. At times the Company may engage in providing service offerings through affiliates or peers to its clients. The Company does not make any representations regarding the use of these affiliate or peer services including reliability, claims, results, commitments, or opinions. The Company does not provide any claims of guarantee or warranty in regards to its services, its peers’ services, or its affiliates’ services.

Limitation of Liability

IN NO EVENT WILL RESQDEBT, ITS OFFICERS, EMPLOYEES, CONTRACTORS, SUBCONTRACTORS, SUPPLIERS, AGENTS, AFFILIATES, PEERS, SUBSIDIARIES, SUCCESSORS OR ASSIGNS BE LIABLE TO ANY PARTY FOR ANY DIRECT, INDIRECT, ECONOMIC, SPECIAL OR OTHER CONSEQUENTIAL DAMAGES, LOSS OF GOODWILL OR LOSS OF PROFITS ARISING OUT OF OR IN CONNECTION WITH THE USE OF THIS WEB SITE, OR USE OF ANY LINKED WEB SITE, INCLUDING WITHOUT LIMITATION ANY LIABILITY ARISING FOR BREACH OF CONTRACT, NEGLIGENCE AND ANY OTHER STATUTORY, CONTRACT AND/OR TORT LIABILITY, EVEN IF RESQDEBT HAS BEEN EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE TERM "DAMAGES" INCLUDES, WITHOUT LIMITATION, ATTORNEY FEES, ANY LOST PROFITS, BUSINESS INTERRUPTION, AND LOSS OF PROGRAMS OR OTHER DATA ON YOUR INFORMATION PROCESSING SYSTEM.

Additional Legal Matters

The Terms of Use shall be governed by and construed in accordance with the laws of the State of TEXAS, without giving effect to its principles of conflicts of law. Any disputes or controversies arising out of the Terms of Use shall be subject to the exclusive jurisdiction of the Federal Courts of the United States of America and/or the State Courts of Texas and the venue for such disputes shall rest solely with the State or Federal Courts of Texas. The Terms of Use constitute the entire agreement with respect to your access to and use of this web site. Any provision of the Terms of Use that is determined by a court of competent jurisdiction to be unenforceable in any jurisdiction shall be severed from the Terms of Use in that jurisdiction without in any way invalidating the remaining provisions of the Terms of Use. The unenforceability of any provision in a given jurisdiction shall not make that provision unenforceable in any other jurisdiction.

Refer A Friend Program

The Resqdebt Refer A Friend Program is available to new and existing clients. We reserve the right to disqualify any referrals where we believe they were not sent to us in good faith. Resqdebt employees are not eligible to participate as a Referrer. All applicable federal, state, or local tax laws may apply.

Referrer –A check in the amount of $100 will be mailed to your primary address on file within nine weeks of your referral successfully opening, funding a settlement program, and after a referral’s second settlement program draft with Resqdebt. (a)(b)(c)(d)

  1. The first three successful referrals will be paid within nine weeks. A successful referral is defined as a referee that opens and funds a new settlement account and remains in good standing for 60 days.
  2. Every coinciding successful referral after the first three referrals will be paid within fourteen weeks. A successful referral is defined as a referee that opens and funds a new settlement account and remains in good standing for 90 days.
  3. The Refer A Friend Program does not apply to settlement accounts of less than $6,000 of debt.
  4. The referrer must have made at least two successful program drafts, and be in good standing with the company to be eligible to receive a Refer A Friend award check.

Privacy

Our privacy policy is described in the Resqdebt Privacy Policy.

Termination of Use

Resqdebt reserves the right to terminate any member's use of this Web site by disabling that member's access immediately without notice, if the Company in its sole discretion determines that your use of this Website does not comply with the Terms of Use, or violates any local, state, national or international laws, or interferes with others' use of this Website, or adversely affects operations of the Company’s business.

Fair Credit Reporting Act

A Summary of Your Rights Under the Fair Credit Reporting Act can be downloaded by clicking on the link to the right.

Last Updated September 9, 2009

 

Program results may vary depending upon each client’s dedication to the program and creditor cooperation. Program is not available in all states. Resqdebt does not provide debt consolidation, credit counseling, credit repair, legal or bankruptcy services. The Resqdebt debt settlement program does not assume or pay its clients’ debts. Settlement estimates are based on past experience.